About Cashflow Forecasting

Cashflow Forecasting is a personal finance tool that helps you plan your money years into the future. Instead of guessing where your finances will be, you can model your income and expenses with real numbers and see a clear picture of your financial trajectory.

What you can do

• Create multiple forecast projects to compare different financial scenarios
• Define income schedules — salaries, dividends, rental income, savings, and more
• Define expense schedules — bills, subscriptions, rent, groceries, and other outgoings
• Apply growth rates to model inflation, pay rises, or changing costs over time
• View a detailed transaction-level forecast table spanning years ahead
• Visualise your cashflow with interactive charts showing balance, income, and expenses
• Track emergency funds separately from your regular forecast

How it works

You create a project and add income and expense schedules. Each schedule has a name, amount, frequency (weekly, monthly, yearly, or one-off), and an optional growth rate. The forecast engine combines all your schedules and generates a month-by-month breakdown of your balance, showing exactly when money comes in and goes out.

Who it's for

Anyone who wants to take control of their personal finances. Whether you're planning for a major purchase, saving for retirement, or simply want to understand your monthly cashflow better — this tool gives you the visibility to make informed decisions.

Built by Professoft

Cashflow Forecasting is built and maintained by Professoft, a software company focused on building practical tools that solve real problems. To learn more or get in touch, visit our website or contact us.