AI task tracker + voice
Forecast + Tools
Scenario Planning
Region-aware calculators

AI-Powered Task Scheduler & Financial Forecasting

Built for personal and business use: homeowners, first-time buyers, landlords, freelancers, and small business owners can run property, tax, employment, and finance calculators instantly, then share results and upgrade to lender-ready PDF audits when ready. Includes an AI-powered Deadline Tracker — your task scheduler for money-critical timelines and checklists — plus optional Pro read-aloud (Amazon Polly) alongside free browser voices.

Interactive Demo: See it in action

Swipe the highlights — including our AI-powered task tracker (Deadline Tracker) and optional Pro read-aloud for hands-free focus. Each slide maps to a real workflow in the app.

🔓All tool links are ungated for instant calculation + sharing
🔒PDF download is gated only at tool results (lead magnet)
🌍Methodology-linked calculations with region-aware assumptions where relevant

Who is this for?

Whether you are managing household finances or planning as a business owner, these tools are designed for real decisions across property, cashflow, and financial planning.

First-time buyers

Use the Affordability Calculator and Mortgage Calculator to see if you can afford it — before you commit.

Homeowners

Stress-test mortgage payments, household bills, and future life changes with forecast scenarios before they affect your budget.

Families

Track childcare and rising bills with expense schedules, then forecast your household finances.

Freelancers & small business owners

Model irregular income, tax exposure, and operating costs with income and expense schedules so you can plan confident cashflow decisions.

Property investors

Calculate rental yield, stamp duty, and forecast cashflow across multiple properties.

1

Create a project

Go to the Projects page and create a new project. Each project is a separate financial scenario — you can create several to compare plans.

  • "Main Budget" — your current real-world finances
  • "After Pay Rise" — model what happens with a higher salary
  • "Moving House" — plan for bigger mortgage payments before 03/09/2026
2

Add income schedules

Open your project and go to Income Schedules in the menu. Add each source of income with a name, amount, type, and frequency (monthly, annually, or one-off). You can also set a yearly growth rate to model pay rises or inflation.

  • Rental Income£950/month growing 3% every year to keep up with market rates
  • Salary£3,200/month with 2% annual growth to model expected pay rises
  • Dividend£1,500/year increasing 4% annually as your portfolio compounds
  • Freelance Income£500/month starting 03/06/2026, growing 10% per year as you scale
3

Add expense schedules

Go to Expense Schedules in the menu. Add your regular outgoings — bills, rent or mortgage, subscriptions, groceries, and any other recurring or one-off costs.

  • Rent£1,200/month growing 5% annually to account for landlord increases
  • Mortgage£1,450/month fixed for 5 years, then 3% annual growth when the rate resets
  • Childcare costs — Nursery £800/month increasing 6% per year above inflation
  • Insurance£350/year rising 4% annually as premiums creep up
  • Groceries£600/month with 3% annual growth to track food price inflation
4

View your forecast

Head to the Forecast page to see a month-by-month projection of your cashflow. Switch between a table and chart view to visualise your balance over time.

  • Table view — see every transaction with running balance
  • Chart view — visualise trends across months and years
  • Adjust the number of forecast years to plan short or long term
  • Use the Salary Calculator to work out your net take-home pay before adding income schedules

Work out your take-home pay, tax, and deductions. Know your numbers with Accuracy.

Plan loans, savings targets, and compound growth. Build your future with Purpose.

Add your income and expense schedules, then view the forecast page. It projects your balance month by month for as many years as you choose, so you can plan with confidence.

Yes. Create multiple projects — for example "Current Plan", "After Pay Rise", or "Moving House" — each with different income and expense schedules. Compare the forecasts side by side to make better decisions.

Every income and expense schedule can have a growth rate. Set annual percentage increases to model pay rises, rent increases, inflation on groceries, or any other changing cost.

All financial calculators (mortgage, stamp duty, salary, loan, and more) are completely free with no sign-up required. The cashflow forecasting tool requires a free account to save your data securely.

Your data is stored securely in AWS DynamoDB and is tied to your account. It is not shared with third parties. You can delete your data at any time.

Use the Affordability Calculator in Property Tools. It estimates the maximum mortgage based on your income, employment type, and outgoings, including a stress test at higher interest rates.

Use the Salary Calculator in Employment Tools. Enter your gross salary to see your estimated net pay and tax breakdown by year, month, week, and day.