Updated for 2026 Tax Year
Keep vs Sell (After Tax) Calculator
Model net proceeds after sale costs and CGT, then compare against a hold scenario using rental cashflow and growth assumptions.
Adjust inputs, then save as a named scenario.
| Sale Snapshot | Amount |
|---|---|
| Expected sale price | £0 |
| Less: Outstanding mortgage | -£0 |
| Less: Total sale costs | -£0 |
| Total sale costs breakdownSolicitor £0 + Agency £0 + Vacancy risk £0 + Other £0 | £0 |
| Gross equity left after sale (before tax) | £0 |
| CGT Snapshot | Amount |
|---|---|
| Sale price | £0 |
| Less: Solicitor / conveyancing | -£0 |
| Less: Estate agency fees | -£0 |
| Less: Vacancy / timing risk cost | -£0 |
| Less: Other sale costs | -£0 |
| Disposal proceeds after selling costs | £0 |
| Original purchase price | -£0 |
| Acquisition costs | -£0 |
| Capital expenditure | -£0 |
| Allowable cost base | £0 |
| Less: Allowable cost base | -£0 |
| Chargeable gain (before allowances) | £0 |
| Taxable gain (after allowances) | £0 |
| Owner 1 CGT (24%) | -£0 |
| Owner 2 CGT (18%) | -£0 |
| Total CGT | -£0 |
| Net cash before tax | £0 |
| Less: Total CGT | -£0 |
| Net cash after tax | £0 |
| Future value if sold and invested (0.00% for 0y) | £0 |
| Opportunity return foregone if kept | -£0 |
Guidance & FAQ
- This tool applies scenario-specific financial formulas to generate results.
- Outputs are standardized into monthly and annual evidence for comparability.
- Risk and tax assumptions are stress-tested for 2026 planning accuracy.
Last Updated: 16 Apr 2026
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Important disclaimer
Content on this site is for educational and planning purposes only and does not constitute regulated financial advice. Always assess your own circumstances and seek guidance from a qualified adviser where appropriate. See the full disclaimer.