Updated for 2026 Tax Year
Mortgage Calculator
Calculate your monthly mortgage payments for repayment or interest-only mortgages based on property price, deposit, interest rate, and term.
Adjust inputs, then save as a named scenario.
Guidance & FAQ
- Repayment mode uses standard amortization across rate and term assumptions.
- Interest-only mode calculates monthly interest from loan balance and annual rate.
- Totals compare cumulative interest and principal over the selected horizon.
Last Updated: 16 Apr 2026
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Important disclaimer
Content on this site is for educational and planning purposes only and does not constitute regulated financial advice. Always assess your own circumstances and seek guidance from a qualified adviser where appropriate. See the full disclaimer.